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There is no universal model for CSAs. The design of CSAs can vary widely: from simple, low-cost savings products offered by financial institutions to universal, lifelong sav- ings platforms with significant financial incentives offered by governments. Variations in CSA design depend largely on the type of institution offering them, and the institu- tion’s purposes for doing so. Banks may offer CSAs in pur- suit of new market opportunities, non-profits may want to test them as part of a new anti-poverty intervention, while governments may want to create a vehicle for economic and social inclusion. The following figures convey the varying design elements of. | CUSTOMERS. COMMUNITY. COMMITMENT. WELCOME TO MIDDLESEX SAVINGS BANK. Middlesex Savings Bank WHERE YOU RE WORTH MORE TABLE OF CONTENTS Welcome 4 About Middlesex Savings Bank 6 Personal Banking Solutions 8 Checking 9 Savings 11 Borrowing 13 24 Hour Convenience Banking 15 Business Banking Solutions 16 Checking 17 Commercial Banking 18 Small Business Financing 19 Cash Management 20 Savings 21 Middlesex Financial Group 22 Branch and ATM Locations 24 yAkMiddlesex AW Savings Bank WHERE YOU RE WORTH MORE Call 1-877-INFO CTR 1-877-463-6287 www.middlesexbank.com strata The start of a great relationship. WELCOME TO MIDDLESEX SAVINGS BANK WHERE YOU RE WORTH MORE. Middlesex Savings Bank and Strata Bank have merged. And you re about to begin a new and rewarding banking relationship. Though the Strata Bank name will change the people and values you ve grown accustomed to will continue on as Middlesex Savings Bank. THE VALUES OF STRATA BANK AND MIDDLESEX SAVINGS BANK ARE COMING TOGETHER. Like Strata Middlesex is committed to doing what s best for our customers and communities which is why we re pleased to offer you these rewarding benefits More convenient banking through an expanded branch and ATM network of 31 branches and 55 ATMs throughout Eastern Massachusetts. A full line of products and services designed to help you get more out of your money and reach your financial goals. Extraordinary service from knowledgeable people who take the time to get to know you and understand your banking needs. A commitment to not only be in your community but to work to help strengthen it. The ability to bank anywhere anytime with unlimited ATM rebates with Freedom Gold Checking. EVERYTHING YOU NEED TO FEEL AT HOME. RIGHT HERE. To help you learn more about your new bank we ve put together this information kit which provides detailed information on what you can expect in the coming days as we transition your accounts to Middlesex. You ll also learn more about our full line of products and .
