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For participation in all markets, interventions which increase the compatibility between women’s productive and reproductive roles are key –such as access to quality child care and reproductive health services. Similarly, initiatives to improve infrastructure access can promote women’s economic empowerment across all markets. For example, increasing women’s ability to use various modes of transport would increase employability, allow women to interact with formal and informal credit market institutions, and provide easier access to markets for goods women produce. There are proven interventions to empower women economically that the Action Plan does not address because of its emphasis on. | Youth-Inclusive Financial Services Case Study Series 2011 March 2011 Case Study No. 16 First Middle Eastern Microfinance Bank Puts Youth First Authors Ammar Al-Waell Al-Amal Microfinance Bank Lara Storm Making Cents International i7 o TM The MasterCard Foundation Youth-Inclusive Y r 5 Financial Services Linkage Program An Initiative of Making Cents International For additional information contact Making Cents International Youth-Inclusive Financial Services Linkage Program YFS-Link 1155 30th St. NW Suite 300 Washington DC 20007 USA Tel 1 202-783-4090 Fax 1 202-783-4091 Skype makingcentsinfo Email yfslink@makingcents.com Websites www.yfslink.org www.makingcents.com This case study series is part of a collaboration between Making Cents International and The MasterCard Foundation on the Youth-Inclusive Financial Services Linkage YFS-Link program. This strategic partnership is built on the mutual belief that given the opportunity to learn and build their human and financial assets young people have the potential to transform their lives and improve the economic opportunities of their families and communities. For any commercial reproduction please obtain permission from Making Cents International. Copyright 2011 Making Cents International Sections of this publication may be copied or adapted without permission from Making Cents International provided that the parts copied are distributed for free or at cost - not for profit. Please credit Making Cents International and Al-Amal Microfinance Bank Youth-Inclusive Financial Services Linkage Program Case Study No. 16 for those sections excerpted. i Abstract A pioneer in Islamic microfinance Al-Amal Microfinance Bank Al-Amal was established in October 2008 as the first microfinance bank in Yemen. Dedicated to providing poor microentrepreneurs with access to financial services Al-Amal targets youth and women with microcredit savings and insurance among other services. To date Al-Amal has developed two youth-friendly products