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Ayadi et al. (2009) argue that different institutional forms should coexist and should be made sufficiently strong so that they have a fair chance of emerging successfully from the struggle in which different forms of organizing banking activity compete with each other. They argue that diversity in the field of financial intermediaries is only a positive thing and that policy measures should be taken to preserve diversity. According to Fonteyne (2007), cooperative banks may be more vulnerable to certain shocks, including credit quality and interest rate developments, but the possibilities to manage these vulnerabilities are increasing. Interestingly, Rasmusen (1988) pointed out that if the business environment becomes less risky, the advantages of mutuals over stocks decrease and their importance in financial markets declines. However, because the recent past . | A Government of Indie Undertaking Human Resources Development Division Head Office 7 Bhikaiji Cama Place New Delhi -110607 Opening Date for Online Registration 01 08 2012 Closing Date for Online Registration Including for Candidates from Far-Flung Areas 17 08 2012 Tentative Date of Written Examination 14.10.2012 DOWNLOADING OF CALL LETTERS FOR WRITTEN TEST 01.10.2012 PUNJAB NATIONAL BANK INVITES ONLINE APPLICATIONS FROM INDIAN CITIZENS FOR THE FOLLOWING POSTS Post code Name of post Grade scale No. of vacancies Scale of pay 01 Senior Manager Law MMG Scale III 1 25700-800 5-29700-900 2-31500 02 Manager Credit MMG Scale II 600 19400-700 1 -20100-800 10-28100 03 Manager Security MMG Scale II 18 19400-700 1 -20100-800 10-28100 04 Officer Librarian JMG Scale I 1 14500-600 7-18700-700 2-20100- 800 7-25700 05 Fire Officers JMG Scale I 11 14500-600 7-18700-700 2-20100800 7-25700 06 Officer Printing Technologist JMG Scale I 1 14500-600 7-18700-700 2-20100- 800 7-25700 07 Officer Data Analyst JMG Scale I 02 14500-600 7-18700-700 2-20100- 800 7-25700 08 Officer IT JMG Scale I 35 14500-600 7-18700-700 2-20100- 800 7-25700 09 Officer HRD JMG Scale I 20 14500-600 7-18700-700 2-20100- 800 7-25700 10 Hindi Officers JMG Scale I 51 14500-600 7-18700-700 2-20100- 800 7-25700 TOTAL 740 DA CCA HRA leased accommodation Leave Fare Concession hospitalisation benefits retirement benefits and other perquisites shall be as per Bank rules. 2. DETAILS OF RESERVATION Cadre Scale No. of Posts SC ST OBC GEN PC OC HI VI MMG Scale - III 1 - - - 1 9 22 21 MMG Scale - II 618 91 46 164 317 JMG Scale - I 121 19 9 32 61 TOTAL 740 110 55 196 379 9 22 21 The number of vacancies as also the number of reserved vacancies is provisional and may vary according to the actual requirement of the Bank. Abbreviations used SC - Scheduled Caste ST - Scheduled Tribe OBC - Other Backward Classes GEN-General Category OC Orthopedically Challenged HI -Hearing Impaired VI - Visually Impaired. PC includes HI VI and OC. NOTE
