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Clearly there is not enough training. National and local governments should start paying more attention to training needs and budgets, be- cause the bilateral and the multilateral agencies cannot keep supporting training at the current rate. National budgets have to start allocating resources for training. There are some management issues. A demand-driven approach may reduce funding for poorer communities, because they are often the ones least able to develop their own projects. | Consumer s Guide to Auto Insurance State of Wisconsin Office of the Commissioner of Insurance P.O. Box 7873 Madison WI 53707-7873 OCI s World Wide Web Home Page oci.wi.gov Bodily Injury Liability Property Damage Liability Uninsured Motorist Underinsured Motorist Collision Comprehensive Medical Expense PI-057 R 05 2011 State of Wisconsin Office of the Commissioner of Insurance Consumer s Guide to Auto Insurance The mission of the Office of the Commissioner of Insurance . . . Leading the way in informing and protecting the public and responding to their insurance needs. If you have a specific complaint about your insurance refer it first to the insurance company or agent involved. If you do not receive satisfactory answers contact the Office of the Commissioner of Insurance OCI . For information on how to file an insurance complaint call 608 266-0103 In Madison or 1-800-236-8517 Statewide Mailing Address Office of the Commissioner of Insurance P.O. Box 7873 Madison WI 53707-7873 Electronic Mail ocicomplaints@wisconsin.gov Please indicate your name phone number and e-mail address. OCI s World Wide Web Home Page oci.wi.gov For your convenience a copy of OCI s complaint form is available at the back of this booklet. A copy of OCI s complaint form is also available on OCI s Web site. You can print it complete it and return it to the above mailing address. A list of OCI s publications is included at the back of this booklet. Copies of OCI publications are also available online on OCI s Web site. Deaf hearing or speech impaired callers may reach oCi through WI TRS This guide is not a legal analysis of your rights under any insurance policy or government program. Your insurance policy program rules Wisconsin law federal law and court decisions establish your rights. You may want to consult an attorney for legal guidance about your specific rights. The Office of the Commissioner of Insurance does not represent that the information in this publication is complete accurate or