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This book is unlike any other you’ll ever read about money and its management. That’s because it isn’t really about money; it’s about the emotional hold money has over you and how those emotions affect how you spend, borrow, and save. | 10 Principles That Will Change Your Financial Life Forever ALAN M.WILLIAMS PETER R. JEPPSON SANFORD c. BOTKIN JK JrA 4 Ế Money Mastery 10 Principles That Will Change Your Financial Life Forever by ALAN M. WILLIAMS PETER R. JEPPSON SANFORD C. BOTKIN ft c Ă R E E R p PRESS Franklin Lakes NJ Copyright 2002 by Alan Williams Peter Jeppson Sanford Botkin All rights reserved under the Pan-American and International Copyright Conventions. This book may not be reproduced in whole or in part in any form or by any means electronic or mechanical including photocopying recording or by any information storage and retrieval system now known or hereafter invented without written permission from the publisher The Career Press. Money Mastery Copy edited by Dianna Walsh Typeset by John J. O Sullivan Cover design by Design Concept Printed in the U.S.A. by Book-mart Press To order this title please call toll-free 1-800-CAREER-1 NJ and Canada 201-848-0310 to order using VISA or MasterCard or for further information on books from Career Press. ft c A R E E R p PRESS The Career Press Inc. 3 Tice Road PO Box 687 Franklin Lakes NJ 07417 careerpress.com Library of Congress Cataloging-in-Publication Data Williams Alan M. Money mastery 10 principles that will change your financial life forever by Alan M. Williams Peter R. Jeppson Sanford C. Botkin. p. cm. Includes index. ISBN 1-56414-610-3 pbk. R. II. Botkin Sanford C. III. Title. HG179 .W5336 2002 332.024 dc21 .