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Our evidence is based on the everyday consumption choices of the typical household, and thus constitutes an important contribution to the body of evidence from previous studies, which have focused on various sub-populations and different choice domains. E.g., previous studies have used data on health club members (DellaVigna and Malmendier, 2003), smokers (Gruber and Koszegi, 2001; Gruber and Mullainathan, 2002), unemployed job searchers (DellaVigna, 2005), potential welfare participants (Fang and Silverman, 2004), food stamp recipients (Shapiro, 2005), and payday loan recipients (Skiba and Tobacman, 2005). Angeletos et al (2001) and Laibson, Rapetto and Tobacman (2003) also find evidence of dynamic inconsistency, based on life-cycle consumption and savings behavior | COST ACCOUNTING WHAT IS COST ACCOUNTING This is to look at the way that a business will put it s job costings together. A cost object can be defined as anything in a business that generates costs DIRECT VS INDIRECT COSTS A direct cost can be linked to a particular product or cost object. An example of this would be the materials used to make a particular product. An indirect cost generally has a more wide scope across a business and can t be easily linked to one product. An example of this would be a factory supervisor who oversees the production of a number of .
