Đang chuẩn bị nút TẢI XUỐNG, xin hãy chờ
Tải xuống
The shift of retirement funding from professionally managed DB plans to personal savings vehicles implies that investors need to make their own decisions about how to allocate retirement savings and what products should be used to generate income in retirement. This shift naturally creates a huge demand for professional investment advice throughout the investor’s life cycle (in both the accumulation stage and the retirement stage). This financial advice must obviously focus on more than simply traditional security selection. Financial advisers will have to familiarize themselves with lon- gevity insurance products and other instruments that provide lifetime income | BLOWING the _ _ Whistle TIME S UP FOR financial secrecy POVERTY A Christian Aid report May 2010 Christian all Front-cover photo amateur footballers in an African tournament Christian Aid Tom Pilston Blowing the whistle 1 CONTENTS Introduction 2 Open letter from Supporters Direct and The Football Supporters Federation 6 Financing the beautiful game 7 The Fit and Proper Person Test 10 Case histories 13 Who really owns our clubs 16 Christian Aid Football Secrecy League 18 Financial secrecy and development 19 Tax dodging in the developing world 21 How tax-haven secrecy affects developing countries 22 Financial secrecy South Africa and the World Cup 24 The Financial Secrecy World Cup 22 Recommendations 32 Appendices 35 Appendix A Who really owns our clubs 35 Appendix B Details of ranking for Christian Aid Football Secrecy League 36 Appendix C Who s who in the Secrecy League 3 5 Endnotes to Appendix C 41 Endnotes 43 Acknowledgements .
