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The annual IRS cross-sections are stratified samples, with the probability of inclusion rising steeply with total income. 6 Variables includemost of the values from the 1040 tax form and associated schedules, as well as data from Social Security records, such as the age and gender of each individual represented on the return. 7 The 1987 cross-sectional sample of about 88,000 returns is the base year of the panel. The panel was constructed by matching, in each subsequent year, the full population of tax returns that appeared in the 1987 sample. This method allows individuals to be tracked over time regardless of income changes and changes in marital status. 8 We exclude. | Your Guide to Buying Stocks Without a Broker investor Dividend Reinvestment Plan Starter Guide Charles B. Carlson CFA Editor DRIP Investor Copyright 2011 by Horizon Publishing Company. All rights reserved. Printed in the United States Of America. No part of this publication may be reproduced or distributed in any form or by any means or stored in a database or retrieval system without the prior written consent of Horizon Publishing. Horizon Publishing Company endeavors to supply sound opinions and advice based on its analysis of publicly available information from sources believed to be reliable. The Author and Publisher specifically disclaim any liability loss or risk personal or otherwise which is incurred as a consequence directly or indirectly of the use of an application of any of the contents of this work. Contents 1. Getting Started In DRIPs. 5 2. Why You Don t Need Wall Street. 7 3. 3 Ways To Save On First-Time Broker Commissions. 9 No-Load Stock List.11 12 13 4. Starter Portfolios For DRIP Investors.14 5. Buying Stocks At A Discount Through DRIPs.16 6. DRIPs For Kids.19 7. Global Investing Through DRIPs .21 8. Answers To Frequently Asked DRIP .