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Your Insured Funds - National Credit Union Administration, a U.S. Government Agency

In this process, one factor might mitigate the increase in prices: If the entrepreneur has been successful in applying a new technology and hence produces more efficiently and hence at lower costs than firms already in the market, he might earn some extra profits due to lower costs even at constant prices. In this case, the innovative entrepreneur will earn the profits he can use ex post to finance the investment. In both cases, in the end, aggregate saving again equals aggregate investment, even if the process is slightly different. 14 In the cases in which the innovative entrepreneur earns. | Your savings federally insured to at least 250 000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration a U.S. Government Agency Your Insured Funds NCUA 8046 October 2011 IMPORTANT NOTICE The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 increased the level of insurance on all accounts to a maximum of 250 000. This increase previously established on a temporary basis has now become permanent. This brochure provides examples of insurance coverage under the National Credit Union Administration s NCUA rules. Because the scope of this brochure is limited credit union members may wish to contact their credit unions or NCUA for further insurance coverage details about situations not addressed in this brochure. A listing of NCUA Regional Offices can be found at the end of this brochure. Members or their counsel may also wish to consult the NCUA Rules and Regulations relating to share insurance coverage published in the Code of Federal Regulations 12 C.F.R. Part 745 . Also you can find NCUA s insurance regulations at www.ncua.gov. NCUA rules on insurance coverage control how accounts will be insured. Members are advised that no persons may by representations or interpretations affect the extent of insurance coverage provided by the Federal Credit Union Act as amended and the rules and regulations for insurance of share accounts. Also members are advised to review their accounts periodically and whenever they open new accounts or modify existing accounts to ensure that all their funds continue to be insured. 2 FOREWORD The purpose of this booklet is to help you understand your share insurance protection. The NCUA is an independent agency of the United States Government. NCUA regulates charters and insures the nation s federal credit unions. In addition NCUA insures state-chartered credit unions that desire and qualify for federal insurance. In some states state-chartered credit unions are .