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Results in this year’s report are not comparable to results in previous editions, because a new procedure was used to weight the final data set. The new weighting procedure, which is described in the Technical Notes, was used to adjust for the lack of respondents who use only cell phones and not landline phones. The reader should not compare results in the Wisconsin Health Insurance Coverage 2007 report with results in this report. Comparisons of 2007 and 2008 results presented in this report (in the Key Findings and elsewhere) were made with a re-weighted version of. | The Geneva Reports Risk and Insurance Research www.genevaassociation.org The insurance industry and climate change - Contribution to the global debate by The Geneva Association z 4s The Geneva Association The International Association for the Study of Insurance Economics The International Association for the Study of Insurance Economics or by its short name The Geneva Association is a unique world organisation comprised of a maximum of 80 chief executive officers from the most important insurance companies in the world Europe North and South America Asia Africa and Australia . It is a non-profit organisation. Its main goal is to research the growing importance of worldwide insurance activities in all sectors of the economy. It tries to identify fundamental trends and strategic issues where insurance plays a substantial role or which influence the insurance sector. In parallel it develops and encourages various initiatives concerning the evolution in economic and cultural terms of risk management and the notion of uncertainty in the modern economy. The Geneva Association also acts as a forum for its members providing a worldwide unique platform for the top insurance CEOs. It provides a framework for its members to exchange ideas and discuss key strategic issues especially at the General Assembly where once per year the top insurance CEOs gather. The Geneva Association serves as a catalyst for progress in this unprecedented period of fundamental change in the insurance industry. It seeks to clarify the key role that insurance plays in the future development of the modern economy. President Dr Nikolaus von Bomhard Chairman of the Management Board Munich Re Group Munich. Vice Presidents Mr Michael Diekmann Chairman of the Management Board Allianz SE Munich Mr Kunio Ishihara Chairman of the Board Tokio Marine Nichido Fire Insurance Co. Tokyo Mr John Strangfeld Chairman and CEO Prudential Financial Inc. Newark. Members of the Board Dr Carlo Acutis Vice President Vittoria