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NORTH FLORIDA SBA - The SBA: Streamlining and Simplifying

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The introduction of cloud computing is going to be gradual. Currently we are only in a phase of preparation with a few pioneers offering services that can be re- garded as belonging to cloud computing. Meanwhile, many large high-tech compa- nies are building huge data centres loaded with hundreds of thousands servers to be made available for customer needs in the near future. 7 Amazon has been the first mover in the field, providing access to half a million developers by way of Amazon Web Services (initially developed for internal pur- poses). Through this cloud computing service, any small firm can start a web- based business on its computer. | NORTH FLORIDA BUSINESS . 5 RESOURCE www.SBA.gov connect with us @ lfacebook.com SBAgov twitter.com sbagov youtube.com sba SMALL BUSINESS content 2012-2013 NORTH FLORIDA FEATURES 4 From the Administrator 4 Administrator s Message 5 Regional Administrator s Letter 6 Director s Letter 8 Counseling Getting Help to Start Up Market and Manage Your Business 8 SBA Resource Partners 14 SBA s Online Tools and Training 16 Reaching Underserved Communities 18 Are You Right for Small Business Ownership 19 Writing a Business Plan 20 Capital Financing Options to Start or Grow Your Business 20 SBA Business Loans 21 What to Take to the Lender 27 Small Business Investment Company Program 27 Small Business Innovation Research Program 28 Small Business Technology Transfer Program 28 Surety Bond Guarantee Program 31 Lender Listing 35 SBA Loan Program Chart 37 SBA Lenders Program Chart 38 Feature Article The SBA Streamlining and Simplifying 39 Contracting Applying for Government Contracts 39 How Government Contracting Works 40 SBA Contracting Programs 43 Getting Started in Contracting 44 Disaster Assistance Getting Back on Your Feet After a Disaster 45 Advocacy and Ombudsman Watching Out for Small Business Interests 46 Additional Resources Taking Care of Start Up Logistics 49 Business Organization Choosing your Structure 50 Other Assistance On the Cover Erica Nelson a quality control analyst with Asheville N.C.-based Highland Brewing Company at work in the firm s brewing production facility. Reni Publishing Publishers of Small Business Resource Advertising Phone 863-294-2812 800-274-2812 Fax 863-299-3909 www.sbaguides.com Staff President CEO Joe Jensen jjensen@reni.net English Spanish Small Business Resource Advertising Nicky Roberts Martha Theriault Kenna Rogers Production Diane Traylor nroberts@reni.net mtheriault@reni.net krogers@reni.net dtraylor@reni.net SBA s Marketing Office The Small Business Resource Guide is published under the direction of SBA s Office of Marketing and .

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