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THE Author, emboldened by a Banking experience of over forty years, offers this little work to the public in the hope that, elementary though it be, it may prove acceptable to many persons of both sexes. The work has been prepared chiefly for the use of women, a vast proportion of whom are brought up in utter ignorance of money matters in the simplest form, though otherwise they may be highly accomplished. | Everybody s Guide to Money Matters _With a description of the various invest- ments chiefly dealt in on the stock exchange and the mode of dealing therein_ also Some account of the pitfalls prepared for the unwary and suggestions to the cautious investor. by William Cotton F.S.A. Late treasurer of the county of Devon author of An Elizabethan Guild Gleanings from Records The Bank Manager etc. Originator of the postal order system. London 1898. PREFACE. THE Author emboldened by a Banking experience of over forty years offers this little work to the public in the hope that elementary though it be it may prove acceptable to many persons of both sexes. The work has been prepared chiefly for the use of women a vast proportion of whom are brought up in utter ignorance of money matters in the simplest form though otherwise they may be highly accomplished. The subject it must be allowed is not a fascinating one but there are periods in the lives of most persons when some knowledge of money matters may be useful and even necessary. W.C. CONTENTS. PAGE CHAP. I. - What is Money - What to do with it - How to open a Bank Account - How to draw Cheques . . . 1 CHAP. II. - How to Deposit Money at Interest - The Bank Pass Book - The Advantages of a Bank Account . 13 CHAP. III. - London Banks and Banking - Bill of Exchange -Deposits - Scotch and Irish Banks.20 CHAP. IV. - Investments - What are Securities - Mortgages - The Funds - The National Debt - Stocks and Shares - Dividends how Payable.26 CHAP. V. - British Government Funds - The Different Debts - Terminable Annuities - Loans Guaranteed by Govern- ment - Dividends how to Receive them - Automatic Reinvestment of Dividends.35 CHAP. VI. - Government Annuities how to Purchase - When Payable - Tables - Insurance Office Annuities - Tables -Indian Government Stocks.41 CHAP. VII. - Loans to Corporations c. - Colonial Government Securities - Inscribed Stocks and Bonds - List of Inscribed Stocks - Bonds and Coupons - Foreign Government .
