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Tuy nhiên, cũng có thể là một mối quan hệ đại lý, trong đó ngân hàng sẽ quản lý quỹ của người gửi tiền lệ phí đã đồng ý trước của và đi về mất mát lợi nhuận / người gửi tiền. • Các ngân hàng có thể thành lập các quỹ tương hỗ đóng / mở kết thúc. • | 244 Understanding Islamic Finance 10.4.1 Subject Matter of Salam On which items Salam can be conducted is the first important aspect. There is a consensus that everything that can be precisely determined in terms of quality and quantity can be made the subject of Salam sale. There is also unanimity on the point that the commodity should be well-defined but not particularized to a specific unit of farm tree or garden. Only those fungible Mithli things various units of which do not differ from each other in a significant manner can be contracted under Salam. Salam cannot take place where both items of exchange are identical e.g. wheat for wheat and potato for potato. Similarly the commodity to be sold through Salam should in itself not be of the nature of money like gold silver or any currency. Differences existed among the traditional jurists regarding the list of commodities that can be sold under Bai Salam. The advocates of Bai Salam in animals and their flesh argue that the quality of these items can be defined in terms of their species kind and quality. Similarly controversy existed in respect of items like cane grass fodder bread honey milk vegetables oils cheese birds fish trained dogs leopards precious stones heaps of charcoal wood musk aloe perfumes hide and skin wool hair animal fats paper cloth carpets rugs mine dust construction bricks bowls bottles shoes and drugs. The cause of controversy is understandable because standardization of most of these items was a very difficult job in the days when the jurists compiled their Fiqh fourth-sixth century Hijrah . They were generally inclined to approve only the sale of those items where various units did not differ so as to remove any possibility of Gharar and dispute at the time of delivery. The contemporary scholars have come to the conclusion that all goods that can be standardized into identical units can become the subject of Salam. For example wheat rice barley oil iron and copper or other grains of this .
