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A third area is the role of regulation frameworks. The importance of setting in place efficient regulatory structures as a prerequisite to the efficient operation of the insurance sector and particularly in the context of insurance liberalization and an evolving global insurance sector is essential. Emerging trends in the global insurance market particularly those relating to technology, newer financial products and corporate failures have underscored the value of regulation in the insurance sector. There exist differences, sometimes large ones in the regulatory and supervisory structures of developed and developing countries. In respect of regulation most Governments are faced with three. | Health Insurance For Small Employers and Their Employees 2012 State of Wisconsin Office of the Commissioner of Insurance P.O. Box 7873 Madison WI 53707-7873 oci.wi.gov PI-206 R 03 2012 State of Wisconsin Office ofthe Commissioner oflnsurance Health Insurance for Small Employers and Their Employees The mission of the Office of the Commissioner of Insurance . . . Leading the way in informing and protecting the public and responding to their insurance needs. If you have a specific complaint about your insurance refer it first to the insurance company or agent involved. If you do not receive satisfactory answers contact the Office of the Commissioner of Insurance OCI . For information on how to file an insurance complaint call 608 266-0103 In Madison or 1-800-236-8517 Statewide Mailing Address Office of the Commissioner of Insurance P.O. Box 7873 Madison WI 53707-7873 Electronic Mail ocicomplaints@wisconsin.gov Please indicate your name phone number and e-mail address. OCI s Web Site oci.wi.gov For your convenience a copy of OCI s complaint form is available at the back of this booklet. A copy of OCI s complaint form is also available on OCI s Web site. A list of OCI s publications is included at the back of this booklet. Copies of OCI publications are also available online on OCI s Web site. Deaf hearing or speech impaired callers may reach oCi through WI TRS This guide is not a legal analysis of your rights under any insurance policy or government program. Your insurance policy program rules Wisconsin law federal law and court decisions establish your rights. You may want to consult an attorney for legal guidance about your specific rights. The Office of the Commissioner of Insurance does not represent that the information in this publication is complete accurate or timely in all instances. All information is subject to change on a regular basis without notice. Printed copies of publications are updated annually unless otherwise stated. In an effort to provide more .
