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Financial inclusion and gender barriers for rural women

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This paper tries to examine the gendered nature of barriers faced by rural women which intersects financial inclusion worldwide. Although financial inclusion for rural women has been linked with poverty eradication and economic empowerment, the delivery of financial products and services to rural women has been at a disadvantageous position. | Financial inclusion and gender barriers for rural women International Journal of Management IJM Volume 10 Issue 5 September-October 2019 pp. 61 72 Article ID IJM_10_05_006 Available online at http www.iaeme.com ijm issues.asp JType IJM amp VType 10 amp IType 5 Journal Impact Factor 2019 9.6780 Calculated by GISI www.jifactor.com ISSN Print 0976-6502 and ISSN Online 0976-6510 IAEME Publication FINANCIAL INCLUSION AND GENDER BARRIERS FOR RURAL WOMEN Arpita Manta Assistant Professor Department of Management Barpeta Girls College Barpeta Assam India ABSTRACT This paper tries to examine the gendered nature of barriers faced by rural women which intersects financial inclusion worldwide. Although financial inclusion for rural women has been linked with poverty eradication and economic empowerment the delivery of financial products and services to rural women has been at a disadvantageous position. Some of the barriers women experience in accessing financial resources are embedded in the patriarchal bias of the society. Gender related barriers are those barriers that are specific to women which arise due to discrimination and societal norms. Gender related barriers that inhibit women s ability to access to financial services and block women empowerment should be considered carefully while preparing these programs. A feminist analysis was done to understand the causes of gender related barriers and measures adopted worldwide to devise innovative strategies. Gender-transformative approaches to financial inclusion go beyond focussing on access to financial services to challenging the existing gender inequalities that impede women s financial inclusion and economic empowerment. Keywords Barriers discrimination patriarchy gender feminist analysis Cite this Article Arpita Manta Financial Inclusion and Gender Barriers for Rural Women International Journal of Management 10 5 2019 pp. 61 72. http www.iaeme.com IJM issues.asp JType IJM amp VType 10 amp IType 5 1. INTRODUCTION .

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