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Tham khảo tài liệu 'answers to all toefl essay question part 12', ngoại ngữ, toefl - ielts - toeic phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả | Answers to All TOEFL Essay Questions Topic 32 Do you spend money or save them Some people say that it is better to enjoy your money as soon as you earn it while others prefer to save the money for later. It s a difficult choice faced by lots of people because of the different attitudes they hold towards money. As far as I am concerned I vote for the former choice which is that it is better for one to enjoy his or her money as soon as it is earned. Spending money as soon as possible is my preference because of three reasons as follows. First we can observe easily in the modem society that the dominant philosophy nowadays is enjoy your life when you are still young . Most young adults like to work for a period of time and then go on for a trip to visit some places they have never been to. Those trips not only helps them to keep in shape but also provides them different kinds of knowledge and new perspective in looking at their environment. Other people spend the money for their leisure which helps them to relax and go back to work with enough energy. In the old days it is said that people who save money in a bank understand the philosophy of thrift. Actually economists say that in the modem world saving money in a bank is the quickest way to lose it. Moreover none of the rich people became rich by getting interests from the bank. Living in a constantly changing world we should adjust ourselves to accept the new ways of investing our money to different areas in order to get the most of it. That is probably the reason why most of the people nowadays put their money into business to get a better payback. The third obvious reason why I prefer spending money rather than saving them is that it is part of the contribution for the economic growth in our country. If nobody has the needs to buy stuff from others and the market nobody will think about how to produce useful products and sell them to make the most profits. Some countries continue to lower the interests in order .