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We also asked respondents a number of questions regarding PPI payouts, establishing that these refunds look set to play a key role in assisting the savings recovery. Our survey findings showed that 4.3 per cent of Britons had received or expected to receive a payout this year – equivalent to over two million UK adults. With average refunds of around £2,600, according to the findings, Britons can expect to receive £5.6 billion in refunds this year. One third of these payouts are destined for savings accounts – the equivalent of £480 million channelled into savings in the first quarter of. | BANK GROUP CLIMATE RISK MANAGEMENT AND ADAPTATION STRATEGY CRMA Table of Contents List of Abbreviations and Acronyms the CRMA Logframe Executive Summary. i - vii 1. INTRODUCTION.1 1.1 Background.1 1.2 The Climate Risk Management and Adaptation Approach Paper.1 1.3 the Recommendations of the President S Working group on Cliamate Change .2 1.4 Consultation Process and Lessons Learnt .3 2. FACING UP TO CLIMATE CHANGE RISKS IN AFRICA.4 2.1 scope scale and Time-Frame of risks.4 2.2 Climate risk Management and Adaptation Options for Africa.5 2.3 Challenges and Opportunities.8 3. CLIMATE RISK MANAGEMENT AND ADAPTATION STRATEGY.9 3.1 Guiding Principles.9 3.2 goal and Objectives.10 3.3 Areas of intervention.10 3.3.1 climate Proofing investments.10 3.3.2 Policy legal and regulatory reforms.11 3.3.3 knowledge generation and Capacity Building.12 3.4 modalities and financing instruments for CRMA strategy.12 4. IMPLEMENTATION FRAMEWORK AND INSTITUTIONAL ACTIONS.14 5. PARTNERSHIPS.15 6. CONCLUSIONS.17 Annex 1 Proposed Climate Risk Categorisation Scheme Annex 2 Glossary of Climate Change Terminology i Acronyms and Abbreviations AfDB AfDB Group African Development Bank African Development Bank African Development Fund and Trust Funds managed by the Bank AfDF AU AUC CDM CEIF ClimDev-Africa CRMA CSP DFI DFID African Development Fund African Union Commission of the African Union Clean Development Mechanism Clean Energy Investment Framework Action Plan for Africa on Climate Information for Development Needs Climate Risk Management and Adaptation Countries Strategy Paper Development finance institution Department for International Development bilateral development agency of the United Kingdom ECA ECON ESIAP ESIA ESW G8 States United Nations Economic Commission for Africa See UNECA Chief Economist complex Environmental and Social Impact Assessment Procedures Environmental and Social Impact Assessment Economic and Sector Work Group of seven leading industrialized market economies Canada .