TAILIEUCHUNG - EMPLOYER HEALTH COSTS DO NOT DRIVE WAGE TRENDS

In addition to understanding the analytical techniques, agricultural lending requires the understanding and management of uncontrollable risks like weather: crop damage due to freezing, droughts, hail, floods, and winds. There are always risks in lending, but without knowledge about the industry, both farmers and lenders are unsure how to mitigate them. Georgian farmers also lack farm financial management skills, accounting records, budgets, and financial statements, which when combined with the specialized lending techniques of the industry, become the tools needed to properly evaluate credit risks. . | ISSUE BRIEF ECONOMIC POLICY INSTITUTE ISSUE BRIEF 269 JANUARY 6 2010 EMPLOYER HEALTH COSTS DO NOT DRIVE WAGE TRENDS BY LAWRENCE MISHEL Financing health care reform will be a prime subject of discussion among the Senate and House conferees specifically how much the financing relies on a tax on high-cost health plans. Supporters of this tax label these Cadillac health plans and make the assumption that they provide comprehensive even lavish coverage that requires very low out-of-pocket costs from beneficiaries. However in the dysfunctional health insurance market high-cost does not equal high-value and it is not comprehensiveness of coverage that is the primary predictor of who will be affected by this tax rather it is the size of the firm they work for or the age of their co-workers. The fact that Chevy plans are about as likely to be taxed as Cadillac plans is one reason to be cautious about relying on such a tax. Bivens and Gould 2009 document this as well as other reasons to prefer the more straightforward progressive financing in the House bill. One claim for the Senate excise tax has recently surfaced that health care cost increases have been a major driving force in constraining wage growth and that wages will grow more strongly by curtailing employer health costs via the excise tax. This claim boldly asserts that health care costs are large enough and the tradeoff7 with wages is large enough to drive major changes in overall wages. This is a much stronger claim than saying that there is some tradeoff between higher health costs and wages in the total compensation Jonathan Gruber an economics professor at . argued in an op-ed in the Washington Post on December 28 2009 And when firms reduce their insurance generosity they make it up in higher pay for their workers. We saw this in the late 1990s when the rise of managed care temporarily lowered insurance costs and wages rose in real terms for the first time in many years. But as soon as managed .

• Kinh tế học
• Genetics and Adaptation
• Plant Genes
• Abiotic Stress
• Importance of Genetic
• Manage Abiotic Stress
• Genetic Diversity
• BMC Genetics
• Crassostrea angulata
• Crassostrea gigas
• Chromosome mapping
• Abiotic adaptation
• Chromosome markers
• Yellow lupin
• Linkage map
• Adaptation traits
• QTL analysis
• BMC Genomics
• Olfactory adaptation
• Functional constraint
• Population genetics
• B mandarina
• Intimate Relationship
• Stomatal Responses
• Stress and Air Humidity
• decisions about medicines
• Supporting adherence
• Reviewing medicines
• Abiotic Stres