TAILIEUCHUNG - 2025 Every Car Connected: Forecasting the Growth and Opportunity

An excess on your policy is the amount you have to pay towards each claim. If your claim is for more than one occurrence, the excess(es) applicable to each occurrence will be payable. The excesses that apply to your policy are shown on your insurance schedule and updated on your renewal notice. They are also described in our Just Car Comprehensive Car Insurance – Premium, Excesses & Claims Guide. See page 17 for how to access the Guide. When you make a claim we may require you to pay your excess(es) before we make any payment or provide you. | 2025 Every Car Connected Forecasting the Growth and Opportunity GSMA Connected Living programme mAutomotive GSi I lA mAutomotive SBD 2025 Every Car Connected Forecasting the Growth and Opportunity A whitepaper written by SBD for the GSMA February 2012 Version 2025 Every Car Connected Forecasting the Growth and Opportunity 1 GSMA Connected Living programme mAutomotive Executive summary There are many reasons why connectivity in the car is likely to become ubiquitous over the next decade. However for telecom operators the ubiquitous future of connectivity is not on its own sufficient reason to celebrate. In-car connectivity can be enabled for a range of different applications and using various different technologies. Some of these applications and technologies could prove more or less profitable for the telecoms industry. This whitepaper analyses not only how fast in-car connectivity will grow over the next 15 years but also what type of connectivity will eventually become predominant. By doing this a clearer picture emerges of the true opportunities and risks faced by the telecom industry. Note. This whitepaper and the associated forecasts focus only on passenger car telematics solutions that have been factory-fitted by OEMs. Aftermarket solutions for passenger cars or fleets are not analysed. Hypothesis At some point in the future every car will need to be connected to the outside world through a cellular network. The most user-friendly and secure way to enable this is by embedding a SIM card and a communication module inside the car. Therefore the automotive market will naturally converge towards embedded telematics in the long term unless major barriers prevent this from occurring. The major barriers that have prevented this hypothesis from becoming a reality in the past still exist today. Consumers are reluctant to pay the additional costs associated with embedded connectivity and instead view their smartphones as the solution to many of their in-car .

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