TAILIEUCHUNG - AUTO INSURANCE CLAIMS & RIGHTS

Funding auto theft prevention authorities. Dedicated, continuous funding of auto theft prevention authorities contributes to their success. Most states fund them with a small sum per vehicle collected from insurance companies that issue coverage in the state. The Washington Auto Theft Prevention Authority receives its revenue from a $10 surcharge on traffic infraction fees. In Maryland, legislation to establish the Vehicle Theft Prevention Council also created a Vehicle Theft Prevention Fund that consists, in part, of approximately $2 million from penalties collected for terminated or lapsed automobile insurance, and of appropriated state funds. The fund. | AUTO INSURANCE CLAIMS RIGHTS You ve had an accident. Your vehicle is damaged. Now you are counting on insurance to help pay for the repairs. THIS BROCHURE ANSWERS THE MOST COMMON INSURANCE-RELATED QUESTIONS ASKED BY CONSUMERS AFTER AN AUTOMOBILE ACCIDENT. The information based on Minnesota s insurance laws will help you understand your rights and responsibilities in the auto claims process and what you can expect from insurance companies whether you file a claim with your own insurance company or the company of another party in the accident. The Department of Commerce encourages all auto insurers to show good faith by treating claims the same whether or not the claim is filed by their own policyholder. 2 Automobile Insurance Can I take my car to the repair shop of my choice Your insurance company cannot require you to have your vehicle repaired at a specific repair shop. You may have your vehicle repaired at the shop of your choosing however the insurance company is only obligated to pay for repairs based on the lowest estimate that provides for the satisfactory repair of your vehicle. If you choose to have your vehicle repaired at a shop other than the low-bidder you may be responsible for paying the difference. i mi Does my insurance company have the right to inspect my vehicle Yes they have a right to inspect your vehicle but are not required to do so. If your company chooses to perform an inspection they can require you to travel a reasonable distance to complete their inspection. However they cannot require you to drive your vehicle to one of their own drive-in claim centers. Rather an adjuster of the insurance company s choosing may perform the inspection. iQji How long will I have to wait for an inspection If your vehicle cannot be safely driven the insurance company must inspect the vehicle within zz five business days after you notify them of the claim. If your vehicle can be safely driven the company must complete the inspection within 15 days after you .

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