TAILIEUCHUNG - Your Group Insurance Plans 2011

The term usually used to describe the way insurance companies decide when to pay benefits is “benefit triggers.” This term refers to the criteria and the methods that the insurance company uses to evaluate when you are eligible for benefits, and the conditions you must meet to receive benefits. This is an important part of a long-term care insurance policy. Look at it carefully as you shop. The policy and the outline of coverage usually describe the benefit triggers. Look for a section called “Eligibility for the Payment of Benefits” or simply “Eligibility for Benefits.” Different policies may have different benefit triggers. Some states require certain benefit triggers, and. | University of California Your Group Insurance Plans Table of Contents General Information Benefits When to When Coverage After You Have When Coverage Benefits Participation Terms and Health Care Plans Disability Insurance Short-Term Disability and Supplemental Life and Accident Insurance University-Paid Life Supplemental Life Dependent Life Accidental Death and Dismemberment AD D .35 Business Travel Accident Legal Insurance Legal Tax-Savings Programs Health Flexible Spending Account Health FSA .41 Dependent Care Flexible Spending Account DepCare FSA .43 Tax Savings on Insurance Premiums TIP .

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