TAILIEUCHUNG - NS&I Tracing Service Lost track of your savings? We can help you find them

In order to address this question, this paper seeks to take a closer look at the nature and determinants of competition within the EAC banking sector. Our main objective is to empirically estimate the degree of competition in the EAC banking systems. We do this by estimating two nonstructural measures of bank pricing behavior, the Lerner index and the Panzar and Rosse H-statistic. The estimates from these behavioral models enable us to go beyond commonly used indicators of performance and structure, allowing a direct comparison of competitive conditions across countries and an identification of factors that determine competition. The. | NS I Tracing Service Lost track of your savings We can help you find them Our commitment to looking after your money If we ve lost touch with you as a customer of NS I we will keep any personal information about you safe and confidential protect your money against possible fraud by someone else try to get back in touch with you To protect your money and privacy we will only accept a trace request from someone else if they satisfy us that they are legally entitled to act on your behalf for example under a Power of Attorney. About our Tracing Service This brochure outlines how we look after dormant money and explains how you can ask us to trace any lost or forgotten savings and investments you may have with us. How we look after dormant money Where we know we have lost contact with a customer - for example when correspondence is returned undelivered - we will make sure not to send any further correspondence to that address. We also won t allow any of their money to be repaid until we can find out and verify the customer s current address. We will of course check that any instructions we receive after that are genuinely from the customer or from someone legally entitled to act on their behalf. Where we can t find the customer s new address and they don t get in touch with us we ll continue to protect their money and keep their personal details confidential. The accounts and investments will remain registered in the customer s name so they are still entitled to the money plus any interest earned or prizes won. What savings does NS I offer now We offer a range of savings and investments to suit different people s needs. We re backed by HM Treasury so all the money you invest with us is 100 secure. Find out more at or call us and ask for our range leaflet. @ Manage your investments 24 hours day 365 days a year. It s easy safe and convenient. 0500 007 007 Speak to one of our UK-based customer service team. We re here to help between 7am and midnight

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