TAILIEUCHUNG - Youth Savings around the World - Youth Characteristics, Savings Performance, and Potential Effects

Tham khảo tài liệu 'youth savings around the world - youth characteristics, savings performance, and potential effects', tài chính - ngân hàng, ngân hàng - tín dụng phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả | Center for Social Development GEORGE WARREN BROWN SCHOOL OF SOCIAL WORK Youth Savings around the World Youth Characteristics Savings Performance and Potential Effects Rainier Masa Center for Social Development Margaret Sherrard Sherraden University of Missouri St. Louis Center for Social Development Li Zou Center for Social Development Fred Ssewamala Columbia University Lissa Johnson Center for Social Development David Ansong Center for Social Development Gina Chowa University of North Carolina Michael Sherraden Center for Social Development 2010 CSD Research Report No. 19-15 Campus Box 1196 One Brookings Drive St. Louis MO 63130-9906 314 H WashirigtonUniversity in Stlnuis Youth Savings around the World Youth Savings around the World Youth Characteristics Savings Performance and Potential Effects The global population of youth is increasing rapidly particularly in developing countries. A formal bank savings account may be one of the most secure ways for these youth to protect their savings and asset accumulations. Youth savings however has received relatively little scholarly attention even though financial institutions non-profits and governments have initiated youth savings products in many countries. This report reviews available evidence on youth savings programs characteristics of youth savers savings performance and potential impacts of saving on youth development. Key words youth savings assets asset effects developing countries financial institutions Introduction The global population of youth ages 15 to 24 will rise from just under 500 million in 1950 to billion by 2050. Almost 90 will live in developing economies and over 80 will live in either Africa or Asia Population Reference Bureau 2009 . As these young people assume adult economic roles and responsibilities they will increase interactions with informal and formal financial institutions. A formal bank savings account may be one of the most secure ways for youth to protect .

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