TAILIEUCHUNG - NOTICE OF INTENTION TO REMOVE AND PROHIBIT AND NOTICE OF CHARGES AND HEARING AND NOTICE OF ASSESSMENT OF A CIVIL MONEY PENALTY

Depository institutions transmit ACH payments to the Reserve Banks in batches, rather than individually. ACH funds transfers are generally processed within one to two days, according to designated schedules, and are delivered to receiving institutions several times a day, as they are processed. The Reserve Banks offer ACH operator services to all deposi- tory institutions. A private-sector processor also provides ACH operator services in competition with the Reserve Banks. The Reserve Banks and the private-sector operator deliver ACH payments to participants in each other’s system in order to maintain a national ACH payment system. Both the government. | UNITED STATES OF AMERICA Before The OFFICE OF THRIFT SUPERVISION DEPARTMENT OF THE TREASURY In the Matter of Jonathan I. Feldman Senior Vice President and Institution Affiliated Party of . Eastern Savings Bank Hunt Valley Maryland OTS Docket Nô. 08183 . . Adjudicatory Proceeding No. AP-10-04 Effective Date June 25 2010 NOTICE OF INTENTION TO REMOVE AND PROHIBIT AND NOTICE OF CHARGES AND HEARING AND NOTICE OF ASSESSMENT OF A CIVIL MONEY PENALTY I. PRELIMINARY STATEMENT 1. The Director of the Office of Thrift Supervision OTS pursuant to Sections 8 e and 8 i 2 B of the Federal Deposit Insurance Act FDIA 12 . 1818 e and i 2 B issues this Notice of Charges and Hearing for Removal and Prohibition and Notice of Assessment of a Civil Money Penalty Notice . By issuing this Notice the OTS commences administrative adjudicatory proceedings and assesses civil money penalties against Jonathan 1. Feldman Respondent or Feldman a Senior Vice President and institution-affiliated party IAP of Eastern Savings Bank. Hunt Valley Maryland a Federally chartered savings association Eastern . 2. OTS charges that Respondent in his capacity as a member of The Townhomes at Ivy Ridge LLC Ivy Ridge materially altered loan documents related to four loans totaling million of which Respondent was a guarantor made by ESSA Bank Trust ESSA to Ivy Ridge. Respondent made the alterations to the loan documents without ESSA s knowledge or agreement and concealed the alterations from ESSA in an improper attempt to secure a release of Respondent s guarantor liability. 3. OTS charges that Respondent engaged in violations of law and or regulation and unsafe or unsound practices. 4. OTS charges that by reason of Respondent s misconduct ESS A has suffered or will probably suffer financial loss or other damage and or Respondent received financial gain andz or other benefit. 5. OTS charges that Respondent s misconduct involved personal dishonesty on his part and or a willful disregard for the safety and

• Ngân hàng - Tín dụng
• evidence is consistent
• block trading
• Material Properties
• Composites Containing
• Waste Materials
• Porous Particle
• Corporate governance
• Pyramid ownership
• Firm value
• Consistent regardless
• Family ownership