TAILIEUCHUNG - HOME OWNEM ’ LOAN ACT (48 Stat. 128; 12 U.S.C. 1461 et seq.)

I am grateful to Lauren Hendricks of CARE for giving me the opportunity to explore the vibrant, dynamic and delicate process of providing financial services in Africa. I could not have done this work without the unfailing help, thoughtful overall technical leadership, support, and cheerful shepherding I received from CARE’s Sybil Chidiac, and I would not have enjoyed it nearly so much without her enthusiasm. I am also grateful to Gretchen Lyons for her meticulous but gentle editing, and to Camber Brand, Nicole Cappello, Elizabeth Bowden David, Karen Gold, Laté Lawson, Angela Lewis, Shamim Noorani and Tony Williams of CARE. | mCpCCGQCpCpCpCpCQCpCpaj . . . 888 88Ẹ8 HOME OWNERS LOAN ACT 48 Stat. 128 12 . 1461 et seq. AN ACT To provide emergency relief with respect to home mortgage indebtedness to refinance home mortgages to extend relief to the owners of biomes occupied by them and who are unable to amortize their debt elsewhere to amend the Federal Home Loan Bank Act to increase the market for obligations of the United States and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled SECTION 1. 12 . 1461 SHORT TITLE AND TABLE OF CONTENTS. This Act may be cited as the Home Owners Loan Act . TABLE OF CONTENTS Ỉ. Short title and table of contents. 2. Definitions. 3. Director of the Office of Thrift Supervision. 4. Supervision of savings associations. 5. Federal savings associations. 6. Liquid asset 7. Applicability. 8. District associations. 9. Examination fees. 10. Regulation of holding companies. _ 11. Transactions with affiliates extensions of credit to executive officers directors and principal shareholders. 12. Advertising. 13. Powers of examiners. 14. Separability provision. SEC. 2. 12 . 1462 DEFINITIONS. For purposes of this Act 1 Director The term Director means the Director of the Office of Thrift Supervision. 2 Corporation. The term Corporation means the Federal Deposit Insurance Corporation. _ _ _ 3 Office. The term Office means the Office of Thrift Supervision. 4 Savings association. The term savings association means a savings association as defined in section 3 of the Federal Deposit Insurance Act the deposits of which are insured by the Corporation. 5 Federal savings association. The term Federal savings association means a Federal savings association or a Federal savings bank chartered under section 5 of this Act. _ Section 6 was repealed by section 1201 a the Financial Regulatory Relief and Economic Efficiency Act of 2000 114 stat. 3032 without making a conforming .

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