TAILIEUCHUNG - The Retirement Crisisby Scott Thorpe

Tham khảo tài liệu 'the retirement crisisby scott thorpe', kinh doanh - tiếp thị, quản trị kinh doanh phục vụ nhu cầu học tập, nghiên cứu và làm việc hiệu quả | The Retirement Crisis by Scott Thorpe Published by ARCHMEDIA LLC at Smashwords Copyright 2011 by Arch Media LLC Smashwords Edition License Notes Thank you for downloading this free ebook. You are welcome to share it with your friends. This book may be reproduced copied and distributed for non-commercial purposes provided the book remains in its complete original form. If you enjoyed this book please return to to discover other works by this author. Thank you for your support. Forward This is not a warning of dire consequences unless we take action. The financial mismanagement of the United States has been so bad for so long that wrenching changes are unavoidable. However this is also an optimistic book. Because just as bad decisions created the retirement crisis good decisions will solve it. The Retirement Crisis As the United States recovers from the financial crisis caused by the housing bubble it faces a larger and more serious threat. Millions of American baby boomers will be retiring and few of them have made any significant financial preparations for the event. They may own their homes but typically have meager savings and lots of debt. As a result they will be dependent on Social Security. Others are more fortunate. They have very generous state and local government pensions. However these pension benefits are unfunded or severely underfunded. As a result the United States is facing a vast increase in payments and care costs for retirees even as its fiscal condition deteriorates. How Bad is It Over the next twenty years ten thousand boomers will retire every day. The retiree population will grow dramatically from 40 million in 2010 to over seventy million in 2030 . The increase in public expenditures for retirees will be equally large. Paying for the boomers retirement will cost an additional 10 of GDP the equivalent our current spending on the military public education and all colleges and universities. This puts an enormous new strain on .

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