TAILIEUCHUNG - HEALTH INSURANCE INDUSTRY ENFORCEMENT ACT OF 2009

From the perspective of behavioral economics, rationality is bounded by asymmetrical preferences. Consider, for example, status quo bias. Samuelson and Zeckhauser (1988) reported that when Harvard University changed some of the health insurance options it offered employees, newly hired personnel were more likely to enroll than were people already on the university’s payroll; those employees generally chose to keep their current plans. The appeal of the status quo can be explained, in part, by the concept of loss aversion. People appear to make decisions relative to a reference point—often, the status quo | HEALTH INSURANCE INDUSTRY ENFORCEMENT ACT OF 2009 HEARING BEFORE THE SUBCOMMITTEE ON COURTS AND COMPETITION POLICY COMMITTEE oN The judiciary HOUSE OF REPRESENTATIVES ONE HUNDRED ELEVENTH CONGRESS FIRST SESSION ON . 3596 OCTOBER 8 2009 Serial No. 111-120 Printed for the use of the Committee on the Judiciary Available via the World Wide Web http . GOVERNMENT PRINTING OFFICE 52-709 PDF WASHINGTON 2010 For sale by the Superintendent of Documents . Government Printing Office Internet Phone toll free 866 512-1800 DC area 202 512-1800 Fax 202 512-2104 Mail Stop IDCC Washington DC 20402-0001 COMMITTEE ON THE JUDICIARY JOHN CONYERS Jr. Michigan Chairman HOWARD L. BERMAN California RICK BOUCHER Virginia JERROLD NADLER New York ROBERT C. bobby SCOTT Virginia MELVIN L. watt North Carolina ZOE LOFGREN California SHEILA JACKSON LEE Texas MAXINE WATERS California WILLIAM D. DElAhUNT Massachusetts ROBERT WEXLER Florida STEVE COHEN Tennessee HENRY C. HANK JOHNSON Jr. Georgia PEDRO PIERLUISI Puerto Rico MIKE QUIGLEY Illinois LUIS V. GUTIeRrEZ Illinois BRAD SHERMAN California TAMMY BALDWIN Wisconsin CHARLES a. GOnZaLEZ Texas ANTHONY D. WEINER New York ADAM B. SCHIFF California LINDA T. SANChEz California DEBBIE WASSERmAn SCHULTZ Florida DANIEL MAFFEI New York LAMAR SMITH Texas F. JAMES SEnSeNBRENNER Jr. Wisconsin HOWARD coble North Carolina ELTON GALLEGLY California bob GOODLATTE Virginia DANIEL E. LUNgReN California DARRELL E. ISSA California J. randy FORBeS Virginia STEVE KING Iowa TRENT FRANKS Arizona LOUIE GOHMERT Texas JIM JORDAN Ohio TED POE Texas JASON CHAFFETZ Utah TOM ROONEY Florida GREGG HARpEr Mississippi Perry Apelbaum Majority Staff Director and Chief Counsel Sean McLaughlin Minority Chief of Staff and General Counsel Subcommittee on Courts and Competition Policy HENRY C. HANK JOHN CONYERS Jr. Michigan RICK BOUCHER Virginia ROBERT WEXLER Florida CHARLES a. GOnZaLEZ Texas SHEILA JACKSON LEE Texas MELVIN L. watt North .

• Bảo hiểm
• Potential Antioxidants
• Acid Induced
• Aggregation and Gela
• Sodium Caseinate
• Carboxymethylcellulose
• Electrochemical Behaviour