TAILIEUCHUNG - Private Health Insurance in OECD Countries: The Benefits and Costs for Individuals and Health Systems

The ability of PHI to reduce demand pressures on the public system has nonetheless proven to be constrained. Increases in the population covered by PHI in Australia and Ireland have not resulted in unambiguous signs of decline in the level of waiting (Colombo and Tapay, 2003 and 2004b). PHI membership has not only shifted demand across public and private hospitals but has also increased overall demand, thereby limiting the impact on waiting times. In some countries, incentives created by higher payment levels in PHI markets have also encouraged providers to maintain long queues in the public system or refer patients to owned private facilities in order. | DELSA ELSA WD HEA 2004 6 Private Health Insurance in OECD Countries The Benefits and Costs for Individuals and Health Systems Francesca Colombo and Nicole Tapay 15 OECD HEALTH WORKING PAPERS Unclassified DELSA ELSA WD HEA 2004 6 Organisation de Cooperation et de Développement Economiques Organisation for Economic Co-operation and Development DIRECTORATE FOR EMPLOYMENT LABOUR AND SOCIAL AFFAIRS EMPLOYMENT LABOUR AND SOCIAL AFFAIRS COMMITTEE English text only Unclassified OECD HEALTH WORKING PAPERS NO. 15 PRIVATE HEALTH INSURANCE IN OECD COUNTRIES THE BENEFITS AND COSTS FOR INDIVIDUALS AND HEALTH SYSTEMS Francesca Colombo and Nicole Tapay Francesca Colombo is with the OECD Health Policy Unit. At the time this work was conducted Nicole Tapay was with the OECD Financial Markets Division. w CTQ o Document complet disponible sur OLIS dans son format d origine Complete document available on OLIS in its original format DELSA ELSA WD HEA 2004 6 DIRECTORATE FOR EMPLOYMENT LABOUR AND SOCIAL AFFAIRS OECD HEALTH WORKING PAPERS This series is designed to make available to a wider readership health studies prepared for use within the OECD. Authorship is usually collective but principal writers are named. The papers are generally available only in their original language - English or French - with a summary in the other. Comment on the series is welcome and should be sent to the Directorate for Employment Labour and Social Affairs 2 rue André-Pascal 75775 PARIS CEDEX 16 France. The opinions expressed and arguments employed here are the responsibility of the author s and do not necessarily reflect those of the OECD Applications for permission to reproduce or translate all or part of this material should be made to Head of Publications Service OECD 2 rue André-Pascal 75775 Paris CEDEX 16 France Copyright OECD 2004

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