TAILIEUCHUNG - QIS5 Technical Specifications

Distance-based insurance reflects the principle that prices should be based on costs. It gives consumers a new way to save money by returning to individual motorists the insurance cost savings that result when they drive less. Motorists who continue their current mileage would be no worse off on average then they are now (excepting any additional transaction costs), while those who reduce their mileage save money. Distance-based pricing can help achieve several public policy goals including actuarial accuracy, equity, affordability, road safety, consumer savings and choice. It helps reduce traffic congestion, road and parking facility cost savings, and environmental impacts. It can reduce the need for cross-subsidies currently. | EUROPEAN COMMISSION Internal Market and Services DG FINANCIAL INSTITUTIONS Insurance and pensions Brussels 5 July 2010 QIS5 Technical Specifications Annex to Call for Advice from CEIOPS on QIS5 This document is a working document of the Commission services for testing purposes. It does not purport to represent or pre-judge the formal proposals of the Commission. All documents relating to QIS5 produced by CEIOPS will be made available on their website http option content task view id 732 1 Table of content SECTION 1 - . Assets and Other V. . Valuation . Guidance for marking to market and marking to . Requirements for the QIS5 valuation . IFRS Solvency adjustments for valuation of assets and other liabilities under QIS510 . Technical . . Best . Methodology for the calculation of the best . Assumptions underlying the calculation of the best . . Discount . Calculation of technical provisions as a . Risk . . Possible simplifications for life . Possible simplifications for non-life . Possible simplifications for reinsurance SECTION 2 - SCR - STANDARD . Overall structure of the . SCR General . SCR Calculation . Loss absorbing capacity of technical provisions and deferred . Definition of future discretionary . Gross and net SCR . Calculation of the adjustment for loss absorbency of technical provisions and deferred taxes . 97 . SCR Operational . SCR Intangible asset risk . SCR market risk . . Scenario-based calculations

• Bảo hiểm
• Families
• Businesses Suffer
• Insurers Pursue
• Local Monopolies
• Shrinking competition
• insurance premiums
• Parenting among intact
• Single parent families
• Single mothers and Mothers from intact families
• Intact families
• Children are supported
• Children friendly MASJID
• Physical layout and perspective of children and families
• Physical layout of children
• Physical layout of families
• Perspective of children
• Perspective of families
• Some characteristics of traditional Vietnamese families in history
• Traditional Vietnamese families in history
• Traditional Vietnamese familie
• Value in history
• Some results for normal families
• Generalizations and improvement
• Normal families of meromorphic functions
• W
• Yuan et
• al
• in
• Some problems studied
• Tomato leaf curl disease resistance
• Evaluation of F23 families
• F23 families of tomato
• Solanum lycopersicum L
• Moderately succeptible reaction
• Farm families
• Roles of gender in agriculture
• Gender in agriculture
• Livestock production
• Tribal farm families
• Lunglei district of Mizoram
• Reproductive health
• Intervention programme
• Agrarian families
• Adolescent girls from agrarian families
• Reproductive health knowledge
• Nutri farm
• Year round nutrition security
• Demonstration of nutrifarms
• Middle class families
• Social participation
• Social proactiveness
• Social issues
• Middle class families in Vietnam
• BMC Bioinformatics
• Protein function
• Protein families
• Functional families
• Binding residue prediction
• Protein binding sites
• Developmental assessment
• Young children
• Young children in agrarian families
• Developmental assessment status of Children
• Nutritional status
• Tribal families
• Tribal families of Vizianagaram
• Micronutrient deficiencies
• Social protection policy for Vietnamese families
• Social protection policy
• Social protection Vietnamese
• Socio economic Vietnam
• Ensuring social protection for families
• Livelihood pattern
• Gender wise livelihood pattern
• Various categories
• Various categories of farm families
• Married women
• Married women from farming families
• Farming families
• Integrated farming system
• Marginal farm families
• Livelihood security tool for rural small
• Livelihood security tool
• Three Families of Lines
• hội họa
• kỹ thuật vẽ
• vẽ mỹ thuật
• nghệ thuật hội họa
• văn hóa hội họa
• defining
• formula
• need
• informing
• policy
• demand
• role
• child
• care
• military
• providing
• implications
• support
• retention
• reserve
• experiences
• guard
• deployment
• Military Families
• Military Force Planning
• Health
• Health Care D
• environment
• individual
• primary
• report
• Military Facilities
• Military Health and Health Care
• Military Personnel
• children
• traditional
• non
• trajectories
• economic
• dramatically increased
• divorce among
• major combat zone
• Human development
• Lecture Human development
• Studying development
• Development in families
• Discourses of family
• Authoritative parents
• scientific reports
• Report medicine
• traditional medicine
• immune system
• Antimicrobial
• biosynthesis