TAILIEUCHUNG - Questions and Answers About Health Insurance

When comparing industry-level with firm-level contracts, it is worth emphasising that the latter are concluded by industry-specific unions. ., firm-level contracts in Germany merely involve a different level of bargaining, but do not reflect a fun- damentally different union structure. Thus, with respect to the trade union’s role in removing information asymmetries, there is a-priori no reason to expect any differ- ential effects under firm and industry-level contracts, as the collection of the relevant firm information ought to be equally easy to deal with under either contract type. The distinctive feature that is relevant here apparently relates to the level of wage determination. To the extent that industry-level. | Questions and Answers About rjkV Health Insurance Agency for Healthcare Research and Quality Advancing Excellence in Health Care Aff P America s Health Insurance Plans Note to reader This guide offers general information only. Do not rely solely on this guide in making health insurance decisions. Health insurance plans vary widely both in cost and in benefits. Before enrolling in a health insurance plan you should consult the plan brochure and read the policy to get specific information about the benefits and costs and the way the plan works. This guide was developed jointly by the Agency for Healthcare Research and Quality and America s Health Insurance Plans to provide consumers with general information about health insurance options. In this booklet Page Introduction to the Changes and Frequently Asked Questions About Health 1. Why do you need health insurance .3 2. How do you get health insurance .3 3. Which type of health insurance is right for you .5 4. What is consumer-directed coverage .11 5. How does Medicare coverage work .14 6 What other government programs are available .18 7. Are there other types of health-related coverage .20 8. What happens if you have a preexisting condition .22 9. What happens if you have health insurance through your employer and you leave your job .23 In Resources for More .

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