TAILIEUCHUNG - Law on insurance

Our visit and mystery-shopping results indicate that there is a higher risk of customers being treated unfairly where firms sell single-premium PPI policies 16 . One of the key TCF consumer outcomes is that products and services marketed and sold in the retail market are designed to meet the needs of identified consumer groups and are targeted accordingly. While single-premium PPI can be a useful product for some, it is not necessarily appropriate for all consumers. Despite this, it appears that many firms assume that nearly all customers have a potential PPI ‘need’ and, in most cases, those customers will be sold a single-premium product. This is often because firms. | Law on insurance CHAPTER 1 CHAPTER 2 PREAH REACH KRAM No. NS RKM 0700 02 We Preahbath Samdech Preah Norodom Sihanouk Reach Harivong Uphatosucheat Visothipong Akamohaborasratanak Nikarodom Thammikmohareacheathireach Boromaneat Boromabopit Preah Chau Krong Kampuchea Thipdey Referring to the Constitution of the Kingdom of Cambodia Referring to Reach Kram No. NS RKM 0399 01 of March 8 1999 on the Amendment of the Articles 11 12 13 18 22 24 28 30 34 51 78 90 91 and 93 and Articles of Chapters VIII to XIV of the Constitution of the Kingdom of Cambodia Referring to Reach Kret No. NS RKT 1198 72 of November 30 1998 regarding the Appointment of the Royal Government of Cambodia Referring to Reach Kram No. 02 NS 94 of July 20 1994 promulgating the Law on the Organization and Functioning of the Council of Ministers Referring to Reach Kram No. NS RKM 01696 18 of January 24 1996 promulgating the Law on Establishment of the Ministry of Economy and Finance Pursuant to the proposals of the Samdech Prime Minister and the Senior Minister and Minister of Economy and Finance. HEREBY PROMULGATE The Insurance Law as adopted ratified by the National Assembly on the 3rd of June 20 2000 at theist fourth plenary session of the second legislature and as ratified by the Senate as to its entire form and legality on 16 2000 at the third plenary session of the first legislature and whose meaning are as follow Chapter 1 General Provisions Article 1 This law is enacted with the purpose of regulating insurance activities to protect the legitimate rights of the parties to the insurance contract to strengthen the supervision and control of the insurance business and contribute to the development of the insurance industry. Article 2 This law shall apply to all insurance activities within the Kingdom of Cambodia. Article 3 The term Insurance as used in this law refers to the commercial contract whereby an insurance applicant as contracted pay the insurance premium to the insurer and the insurer bears a

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