TAILIEUCHUNG - Dubai Insurance Company (Public Shareholding Company)

Other researchers have studied the issues examined here. Excellent articles by Blumberg and Nichols (2004), Chernew and Hirth (2004), and Gruber and Madrian (2004) have carefully documented many reasons why so many Americans are uninsured. There is no single and simple explanation about why many firms refuse to offer insurance and why employees sometimes refuse to accept these offers. The problem is complex. In this article, we focus on labor market turnover and expectations to explain firms’ insurance offer decisions. Various papers in the literature have recently discussed labor turnover. Fang and Gavazza (2007) model wage determination and health investment under exogenous and endogenous labor turnover. Owing to. | Dubai Insurance Company Public Shareholding Company UNAUDITED INTERIM CONDENSED FINANCIAL STATEMENTS 30 JUNE 2010 IIIIIIIIH111111 all Ernst YOUNG . Box 9267 28th Floor - Al Attar Business Tower Sheikh Zayed Road Dubai United Arab Emirates Tel 9714 332 4000 Fax 9714 332 4004 dubai@ me REPORT ON REVIEW OF THE INTERIM CONDENSED FINANCIAL STATEMENTS TO THE SHAREHOLDERS OF DUBAI INSURANCE COMPANY PSC Introduction We have reviewed the accompanying interim condensed financial statements of Dubai Insurance Company PSC as at 30 June 2010 comprising of the interim statements of financial position as at 30 June 2010 and the related interim statements of income and comprehensive income for the three-month and six-month periods then ended and the related statements of changes in equity and cash flows for the six-month period then ended and explanatory notes. Management is responsible for the preparation and presentation of these interim condensed financial statements in accordance with International Financial Reporting Standard IAS 34 Interim Financial Reporting IAS 34 . Our responsibility is to express a conclusion on these interim condensed financial statements based on our review. Scope of Review We conducted our review in accordance with International Standard on Review Engagements 2410 Review of Interim Financial Information Performed by the Independent Auditor of the Entity . A review of interim financial information consists of making inquiries primarily of persons responsible for financial and accounting matters and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with International Standards on Auditing. Consequently it does not enable US to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly we do not express an audit opinion. Conclusion Based on our review nothing has come to our attention that .

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