TAILIEUCHUNG - North Carolina Insuranee Licensing Examination Candidate Guide

Concerns about rising health care costs and affordability of health care for families persist despite the enactment of comprehensive health reform legislation in March 2010 (the Affordable Care Act, or ACA). 1 The ACA changed the health care landscape considerably by providing significant financial assistance to help people with low and moderate incomes afford coverage and associated cost sharing. The law provides new standards for private health insurance, including identifying minimum benefits for health insurance, placing limits on cost sharing for covered benefits, and establishing new rules for private health insurance that assure access to coverage for people with. | PEARSON VUE North Carolina g DEPARTMENT OF INSURANCE North Carolina INSURANCE licensing Examination Candidate Guide May 2012 SEARCH QUICK REFERENCE Checklist ALWAYS LEARNING PEARSON Dear License Applicant I want to personally congratulate you on your decision to consider insurance as a viable career option. Well-trained knowledgeable representatives are an essential resource for insurance policyholders in North Carolina. A consumer who has confidence in a conscientious well-informed agent is one who will make the best purchase decisions. When unexpected losses occur our consumers rely on the support of proficient insurance adjusters to provide assurance that claims will be handled in a timely and efficient manner. In North Carolina agents and adjusters must meet certain standards to qualify for an insurance license. To help you meet those standards we have developed an insurance prelicensing education program that offers each applicant a foundation in insurance principles laws and products. In addition we require a licensing examination by which you demonstrate what you ve learned about insurance and by statute insurance producers and public adjuster applicants are now required to submit their fingerprints for a state and federal criminal record search. I believe you will find the Agent Services Division of the North Carolina Department of Insurance very helpful to you as you pursue your quest to engage in the business of insurance. The professionals in this Division are extremely knowledgeable about the licensing process and will assist you as you acquire and renew your insurance licenses. I also hope you will find our processes to be efficient for example you are now able to print your own license rather than wait for our staff to process print and mail to you. Sincerely Wayne Goodwin Commissioner of Insurance The North Carolina Department of Insurance has the sole responsibility for the content and procedures described herein. 1. 2. 3. 4. 5. 6. HOW TO OBTAIN A .

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