TAILIEUCHUNG - Gale Encyclopedia Of American Law 3Rd Edition Volume 3 P17

Gale Encyclopedia of American Law Volume 3 P17 fully illuminates today's leading cases, major statutes, legal terms and concepts, notable persons involved with the law, important documents and more. Legal issues are fully discussed in easy-to-understand language, including such high-profile topics as the Americans with Disabilities Act, capital punishment, domestic violence, gay and lesbian rights, physician-assisted suicide and thousands more. | 148 CONSULS Private Claims Against Governments Recognition of States and Treaties. The society meets annually. CONSULS Governmental representatives stationed in foreign countries who oversee economic and other interests of their home country and its citizens in those countries. Consuls are not generally considered diplomatic agents they therefore do not enjoy unless a treat states otherwise diplomatic immunities and privileges. However their consular immunities exempt them from local laws and jurisdictions as they exercise their official functions. CROSS REFERENCE Ambassadors and Consuls. CONSUMER An individual who purchases and uses products and services in contradistinction to manufacturers who produce the goods or services and wholesalers or retailers who distribute and sell them. A member of the general category of persons who are protected by state and federal laws regulating price policies financing practices quality of goods and services credit reporting debt collection and other trade practices of . commerce. A purchaser of a product or service who has a legal right to enforce any implied or express warranties pertaining to the item against the manufacturer who has introduced the goods or services into the marketplace or the seller who has made them a term of the sale. CONSUMER CREDIT Consumer credit refers to the short-term loans made to enable people to purchase goods or services primarily for personal family or household purposes. Consumer credit transactions fall into several different classes Installment credit involves credit that is repaid by the borrower in several periodic payments loans repaid in one lump sum are classified as noninstallment credit. Installment credit has expanded in popularity with an increasing number of consumers buying goods on credit in order to spread repayment of the purchase price and the interest owed on the principal borrowed over an extended time. Originator and Holder The originator of credit is the person or .

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