TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 27

Lecture 27 - Microfinance for bankers and investors. The following will be discussed in this chapter: securitization of microfinance portfolios, equity investments, bonds, collateralized debt and collateralized loan obligations. | Microfinance for Bankers and Investors Summary of the Last Lecture Bonds Collateralized Debt and Collateralized Loan Obligations Securitization of Microfinance Portfolios Securitization of microloans has been viewed as a kind of holy grail for microfinance. A true securitization accompanied by a secondary market could, some hope, Securitization of Microfinance Portfolios make investing in microcredit a function of end-borrower creditworthiness while at the same time allowing a wider range of investors to participate by creating liquidity for the securities. Securitization of Microfinance Portfolios The quest remains, as quests often do, elusive. There have been a number of steps, but no full-fledged securitization involving all the requisite elements: Securitization of Microfinance Portfolios (a) packaging of loans from multiple originators, (b) securities offered on the basis of the creditworthiness of the underlying assets alone (that is, without credit enhancement) .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Microfinance for bankers
• Equity investments
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models