TAILIEUCHUNG - Lecture Introduction to business - Lecture 31: Understanding financial and risk management

The following will be discussed in this chapter: Role of the financial manager, why do businesses need funds? sources of short-term funds, sources of long-term funds, financial management for small business, risk management. | Lecture 31 Chapter 20 Understanding Financial And Risk Management Chapter Outline Role Of The Financial Manager Why Do Businesses Need Funds? Sources Of Short-Term Funds Sources Of Long-Term Funds Financial Management For Small Business Risk Management Trade Credit Open-Book Credit Good faith agreement Promissory Notes Legally binding document to pay in future Trade Draft Vs. Trade Acceptance Trade Credit Trade Draft Vs. Trade Acceptance Attached to the merchandizing shipment On receipt, the buyers signs it Tells about the payment and the date After signing it becomes a trade acceptance Secured Short-Term Loans Collateral Inventory Loans Lends some portion of the inventory value Accounts Receivable Pledging Factoring Purchaser of the A/R known as the factor Unsecured Short-Term Loans No Collateral Compensating Balance Keep a portion of the loan amount with the bank in a non interest bearing account Line Of Credit Revolving Credit Agreement Commercial Paper Short-term securities containing the borrower promise to pay Debt Financing Long-Term Obligation Long-Term Loans Often Arranged Quickly Limited number of parties involved No Public Disclosure Duration Matched To Needs Clauses Make It Possible To Change Terms Issues In Debt Financing Interest Rates Fixed Floating Corporate Bonds A promise to pay the holder a certain amount of money on a specified date Large amount for a long period of time Bond Indentures Five “C’s” Of Credit Character Capacity Capital Conditions Collateral Equity Financing Claim To Earnings Common Stock Dividends Appreciation (Growth) Retained Earnings Financial Burden Hybrid- Preferred Stock Stockholders’ Equity Debt Vs. Equity Capital Structure Financial Risk Investors’ Return Expectations Risk-Return Relationship Establishing Bank/Trade Credit Long-Term Funding Established Company New Business Business Plan Why money is needed Amount How the money will be used Venture Capital Part ownership Risk Management Risk = Uncertain Outcome .

• Thương mại điện tử
• Introduction to business
• Business systems
• Environment of business
• Business enterprise
• Business essentials
• Risk management
• International business
• International business management
• Business environment
• Technological environment
• Conducting business ethically
• Business plan
• Financing small business
• Lecture Introduction to Business
• Bài giảng Nhập môn kinh doanh
• Business introduction
• Causes of failure in business
• Reasons for success in business
• Advantage of joint venture
• Managing human resource
• Risk management
• Small business industries
• Contemporary global economy
• Managing human resources
• Labor relations
• Decision making hierarchy
• Informal organization
• Certificate in Business Management
• Ebook Certificate in Business Management
• Business activities
• Structures of business
• Structures of organisations
• Market economy
• Analyzing transactions
• Social responsibility
• Unfair pricing
• Marketing processes
• Consumer behavior
• Target marketing
• Marketing research
• Organizational markets
• Management process
• Pricing products
• Distributing products
• Leading employees
• Psychological contract