TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 23

Lecture 23 - Partners at the last mile: retailers, banking agents, and insurance companies. The following will be discussed in this chapter: The microagent model: Barefoot agents; insurance companies face the channels challenge; direct sales; the partner-agent model. | PARTNERS AT THE LAST MILE: RETAILERS, BANKING AGENTS, AND INSURANCE COMPANIES Summary of the Last Lecture Instore Banking, banking Agents, Retailers become bankers, variations Overcoming the Core Challenges Given the triple win nature of the banking agent proposition, there is an enormous opportunity not only for financial institutions and retailers, but also for auxiliary businesses Overcoming the Core Challenges such as POS suppliers, technology designers, agent managers, or market research firms to assist in design, implementation, and ongoing support, provided key challenges are addressed. Technology. Specialized technology is needed to equip banking agents: computer, printer, scanner, POS devices, and communication devices such as a fax or modem. Technology. For models in which the financial institution’s and retailer’s systems need to communicate, selecting the right technology interface and ensuring quality data synchronization are perhaps the trickiest issues to resolve. .

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Banking agents
• Insurance companies
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Building the market
• Housing finance
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models