TAILIEUCHUNG - Lecture Micro financing & micro leasing - An Introduction: Lecture 13

Lecture 13 - Three products: insurance, housing finance, and remittances. In this lecture we take a close look at three products: insurance, housing finance, and remittance transfers. We selected these products because they have strong growth potential and are well enough developed that best practices are emerging and growth is under way. | Summary of Last Lecture PRODUCTS FOR THE BOP MARKET THREE PRODUCTS: INSURANCE, HOUSING FINANCE, AND REMITTANCES Introduction In this lecture we take a close look at three products: insurance, housing finance, and remittance transfers. We selected these products because they have strong growth potential and are well enough developed that best practices are emerging and growth is under way. Introduction Yet the field is still wide-open in each area. Vast numbers of clients would be thrilled to have these financial needs served well for the first time in their lives. Insurance The sale of used fleece outerwear is a thriving business for micro entrepreneurs in Kenya’s chilly highlands. Insurance Dozens of vendors in Karatina Market, the largest open-air market in East Africa, borrow working capital from Equity Bank and other lenders to purchase clothing bundles from wholesalers in the city. Insurance If a fire rips through a section of the market, as it did a few years back in neighboring

• Ngân hàng - Tín dụng
• Micro financing
• Micro leasing
• Purchasing power
• Global market
• Building the market
• Housing finance
• Bank financing
• Lease option contracts
• Financing inclusive finance
• Debt deals
• Bank loans
• ARGOZ’s lease option contracts
• Microfinance background
• Microfinance defined
• Short term profits
• Inclusive finance
• Microfinance tndustry
• Microfinance growing
• Risks of microfinance
• Average consumer
• Financial services
• Major corporations
• Informal finance providers
• Microfinance institutions
• Consumer lenders
• Understanding the clients
• The bop market
• Managing informality risk
• Reducing the cost of small
• Building the industry
• Products for the bop market
• Designing effective Products
• Renewable energy loans
• Health insurance
• Corporate choices
• Champions of inclusive finance
• Social responsibility positioning
• New technology
• Human resources
• Conservative corporate culture
• Models of downscaling
• Commercial banks
• Service company models