TAILIEUCHUNG - Factors Impact on Profitability of Commercial Banks In Vietnam

The purpose of this research is to determine the factors that affect the profitability of commercial banks in Vietnam. Beside, the article has given the best solution to managers and investors to decide their business strategy and minimize financial risk. | Australian Journal of Basic and Applied Sciences 9 23 July 2015 Pages 105-110 ISSN 1991-8178 Australian Journal of Basic and Applied Sciences Journal home page Factors Impact on Profitability of Commercial Banks In Vietnam 1Dr. Nguyen Thi My Linh and 2Bui Ngoc Toan l iFaculty of Finance Banking Ho Chi Minh City University of Industry Vietnam. ARTICLE INFO_____________________ Article history Received 12 March 2015 Accepted 28 June 2015 Available online 22 July 2015 Keywords Factors Impact Profitability Commercial banks ABSTRACT_________________________________________________________ Background Vietnam s banking system has its own characteristics and it is different from the banking system of developed countries such as the US the European countries. This difference is the commercial banking system of Vietnam is very closely controlled by the Vietnam central bank. These differences are the factors that have impacted on the profitability of the commercial banking system. How do these factors impact on profitability of commercial banks And which factors impact on profitability of commercial banks Etc. Objective The purpose of this research is to determine the factors that affect the profitability of commercial banks in Vietnam. Beside the article has given the best solution to managers and investors to decide their business strategy and minimize financial risk. The data are used by the financial reports of 22 commercial banks in Vietnam during the period 2007-2013. The results Bank profitability is measured by indicators such as return on assets ROA return on equity ROE and net interest margin NIM . The research applies the panel data regression models including the Pooled Regression Ordinary Least Squares OLS Model the Fixed Effect Model FEM and the Random Effect Model REM . Next the research employs the Feasible Generalized Least Squares FGLS technique to ensure the viability and effectiveness of the research model. The research result shows that .

• Ngân hàng - Tín dụng
• Commercial banks in Vietnam
• Khả năng sinh lời
• Ngân hàng thương mại Việt Nam
• The loans to total assets ratio
• The equity to total assets ratio
• Liquidity Ratio
• Summary of Phd thesis
• Business performance
• Joint stock commercial banks
• Joint stock commercial banks in Vietnam
• Commercial banks
• Commercial bank cost inefficiency
• Stochastic frontier analysis
• Intermediation approach
• Cost inefficiency of commercial banks
• Bank size
• Bank competitiveness
• P–R model
• Vietnam’s commercial banks
• Solutions for the development of investment banking
• The development of investment banking
• Vietnams commercial banks
• The organizational models
• Determinants of net interest margin
• Net interest margin Commercial banks in Vietnam
• The recession period
• Data envelopment analysis
• Banking efficiency
• Applying analyzing
• Ngân hàng thương mại Việt Nam
• Bank capital
• Credit risk
• Generalized method of moment
• Profit efficiency
• Bank competition
• Economic studies
• Changing leadership style
• The Vietnamese commercial banks
• Vietnam joins the WTO
• State owned commercial banks
• OCAI culture diagnostic models
• Summary of doctoral thesis
• Banking and Finance
• Capital Safety
• Summary of Ph D thesis
• Thesis Summary of Doctor of Economics
• Ownership structure
• Operations of commercial banks
• Bayesian model averaging
• Financial soundness
• Evidence from Vietnam
• Financial soundness of commercial banks
• Summary of Economic Doctoral thesis
• Bond investment activities
• Dissertation summary
• The talents retention
• Talents retention at commercial banks
• Factors affecting the retention of talent
• Determinants of customer satisfaction in commercial banks
• Customer satisfaction in commercial banks
• Structural Equation Modelling
• Four factors influencing customer satisfaction
• Managerial implications to enhance customer satisfaction
• Industrial revolution 4 0
• State bank of Vietnam
• Vietnamese commercial banks
• Developing opportunities
• Statistical methods
• Joint Stock Commercial Bank
• Ngân hàng BIDV
• Credit risk on the financial stability
• The financial stability
• Commercial bank
• Financial stability
• Non performing loans
• Affecting factor
• The sustainability
• Vietnam commercial banks
• The sustainability of Vietnam’s financial system
• Competitiveness evaluation model
• Financial statements
• Joint venture banks
• The impact of diversification
• Stability of commercial banks
• Bank stability
• Summary of Doctoral dissertation
• Summary of Doctoral dissertation in Economics
• Sustainable development
• Commercial banking system
• Sustainable banking
• Financial integration phase
• Vietnam’s commercial banking system
• International market
• Factors affecting productive efficiency
• Factors affecting productive efficiency of Vietnam
• Vietnam joint stock commercial bank
• Productive efficiency of commercial bank
• Factors affecting productive efficiency of commercial banks