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Since coverage is only in effect for less than a year, the most common usage of a short term policy is by someone who was just laid off or currently unemployed. Also, an individual that has just changed jobs may be subject to a waiting period with the new group health plan. Although Cobra may be available | b What Is Ohio Short Term Health Insurance b a href http www.ohioquotes.com ohio-short-term-health-insurance-a20.html Ohio Short Term Health Insurance a provides temporary medical coverage for healthy individuals and families. It is a flexible plan designed to protect against unexpected medical bills. Depending on the plan coverages can be catastrophic focusing mainly on major claims or comprehensive including some office visit and prescription coverages along with the expected major medical coverage. Policies can usually be issued for a month.or as long as a year depending on the specific need. b Who Needs Ohio Short Term Health Insurance b Since coverage is only in effect for less than a year the most common usage of a short term policy is by someone who was just laid off or currently unemployed. Also an individual that has just changed jobs may be subject to a waiting period with the new group health plan. Although Cobra may be available in many situations it is extremely expensive and not affordable. A student or recent graduate may need short term coverage until they find a job that offers health benefits. If they have existing student health insurance it is likely to expire when they are no longer a student. Also.anyone without current Ohio health insurance may wish to consider a short term plan. This will provide valuable time to consider additional options such as obtaining group health coverage or changing to a more comprehensive long-term plan. b What Does Ohio Short Term Health Insurance Cover b Most Ohio plans insure major catastrophic claims which may cover expenses such as daily hospital room and board charges hospital charges for use of operating treatment or recovery room professional fees of doctors and surgeons ground ambulance service and diagnostic X-ray and lab tests. Additional coverages include prescription drugs radiation therapy outpatient surgery at an outpatient surgical center ground ambulance service and cost and administration of .
